STERLING CREDIT LIMITED KENYA

Helping Small Businesses Grow & Thrive

Running a small or medium-sized business comes with financial challenges, from managing daily expenses to funding expansion plans. Our SME Loans are designed to provide entrepreneurs with the financial support they need to maintain stability, seize growth opportunities, and bridge cash flow gaps.

Whether you need working capital, funds for expansion, or invoice financing, we offer flexible and accessible financing solutions tailored to your business needs.

Types of SME Loans:

Working Capital Loans

Keep your business running smoothly by covering daily operational costs such as salaries, inventory, rent, and utilities. Maintain liquidity and avoid disruptions.

Expansion Loans

Ready to scale your business? Get the funds you need to invest in new equipment, additional staff, new locations, or marketing campaigns to take your business to the next level.

Invoice & LPO Financing

Waiting for payments from clients? Our invoice and Local Purchase Order (LPO) financing helps you access cash quickly, so you don’t have to pause business operations while waiting for funds.

Get financing for whatever you need now

Get Business Funding

Key Features of SMEs Loan

Loan Amount

Kshs. 50,000 – 1,000,000

Repayment Period

Flexible terms of up to 36 months

Approval Time

Fast & hassle-free process with minimal paperwork

Disbursement

Funds sent directly to your business account or via M-Pesa

Competitive Interest Rates

Designed to support business growth

No Hidden Fees

Transparent loan terms

Apply for Business Funding